Why Choose QR-Based Loans Over Traditional Loans?
Get business funds faster using your QR sales
instead of waiting
for long approvals.
- ✔ No Collateral
- ✔ Loans up to ₹2.5 L
- ✔ 100% Digital
- ✔ Minimal Documentation
- ✔ Fast Approval
QR-Based Business Loan
A simple and fast loan for shopkeepers and small businesses that accept UPI or QR payments. Your eligibility is based on your actual business activity, not property or heavy paperwork.
We Consider
- ✔ Daily QR/UPI Sales
- ✔ Business Cash Flow
- ✔ Transaction History
- ✔ Overall Business Stability
| QR-Based Loan | Traditional Loan |
|---|---|
| Based on QR sales | Based on documents and assets |
| No collateral | Collateral often required |
| 100% digital process | Branch visits needed |
| Faster approval | Slower process |
| Simple KYC | Heavy paperwork |
Why QR-Based Loans Work Better
Uses your actual business sales
No property or asset needed
Quick eligibility check
No long bank process
Who Can Apply?
- ✓ Small shop owners and merchants
- ✓ Age 21–55 years
- ✓ Accept UPI or QR payments
- ✓ Regular business activity
Built for businesses like
Kirana stores
Salons
Medical shops
Tea stalls
Repair shops
Small retail stores
Frequently Asked Questions
It is a loan designed for small businesses where eligibility is based on your QR/UPI sales and transaction activity instead of traditional documents or assets.
Unlike traditional loans, QR-based loans do not require heavy paperwork, collateral, or branch visits. Approval is faster and based on real business sales.
Small business owners aged 21–55 years who accept UPI or QR payments and have regular business transactions.
No, QR-based business loans are completely collateral-free.
Eligibility is determined using your QR/UPI sales, daily cash flow, transaction history, and overall business performance.
You can get loans of up to ₹2.5 lakh, depending on your business activity and eligibility.
In most cases, loan eligibility is assessed instantly, and the application process can be completed in under 5 minutes.
No, the entire process is 100% digital and can be completed through the app.
Turn Your QR Sales Into Business Funding
Stop waiting for traditional loan approvals. Get faster access to funds based on your business activity.
